Sample report · Hartley & Co
This is a complete Fincharta report for one month: health score, trends, forecast and a plain-English summary, with a year of earlier monthly statements behind its trends and forecast. The numbers are for a fictional company.
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Live·Period 01 Sept 2026 – 30 Sept 2026
88/100
StrongData quality: 9/10
Full ControlCompleteGrowing

Financial Snapshot

Finances are in strong shape across the core metrics.
Income+£38.5k
Expenses-£24.3k
Net Cash Flow+£14.2k
✓
Verified against your statementThe money in and money out we read match the totals printed on your statement.
Plain-English Summary

Hartley & Co had an excellent September.

The business brought in £38,500 from client retainers and project fees, and spent £24,300, leaving a net gain of £14,200 for the month. Costs were 63% of income, well below what is typical for a professional services firm. The cash position is strong at £68,400, there is no burn, and the business has run a surplus in every one of the last twelve months. The main thing to plan for is the £16,000 corporation tax bill due on 23 November: it is well covered, but worth setting aside now.

Score Composition
 Runway is your strongest area·Watch: Cash buffer

4 areas, each weighted by how much it matters. Tap any row to learn more.

0–50 50–70 70+
Cash buffer
STRONG
70/100
Worth 24% of your score+16.8 pts
Runway
STRONG
95/100
Worth 28% of your score+26.6 pts
Income consistency
STRONG
93/100
Worth 24% of your score+22.3 pts
Cost control
STRONG
91/100
Worth 24% of your score+21.8 pts
Your health score
All 4 areas combined → one number
88/100
Opening Balance
£54.2k
Balance carried forward from prior period
Net Cash Flow
£14.2k
You kept 37% of what you earned
Total Income
£38.5k
Total Expenses
£24.3k
63% of revenue went to costs
Monthly Burn
£0
Profitable period
Runway
No run-out
Not burning cash
Cash Balance
£68.4k
Cash Flow

You brought in £38.5k, spent £24.3k, keeping 37% of what you earned.

Cash Flow Story
Where your money went
Income minus expenses — the bottom line for this period.
Income received
+£38.5k
Expenses paid
-£24.3k
Net cash flow
+£14.2k
Where Your Income Came From
Meridian Group£8.5k · 22%
Oakwell Studios£8.0k · 21%
Castle & Fenn£7.8k · 20%
Harbour & Lyle£7.3k · 19%
Priory Consulting£6.9k · 18%
Your largest income source, Meridian Group, is 22% of income. Keep it in view as you grow.
Runway Position
How long the cash lasts
No run-out
Not burning cash
0 mo
Critical
3
Caution
6
Healthy
1218+
Strong
Cash Runway Analysis
Runway
No run-out
Money in covers money out at the current rate.
Monthly Burn
£0
Profitable period
Data Quality
Data quality score
STRONG
9.0/ 10
Transaction Rows180
Validationpass
Report IDSAMPLE
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