Financial Snapshot

April was your best sales month yet: £38,200 in, up from £31,000.

So why the amber score? Two reasons. First, 68% of that came from a single wholesale account, so if they pay late even once you don't have the cash to cover it. Second, your income is lumpy: big wholesale drops, then quiet weeks, which makes the slow weeks hard to cover. The thing to watch is timing: a £6,800 stock reorder and your £4,100 VAT bill both land in early June, right when sales usually dip. On the current pattern your balance drops to about minus £2,300 in week 7, into your overdraft with almost no headroom left. You're not in trouble yet. Move the reorder to late June, or set £5,000 aside now, and you clear the dip comfortably. Fincharta keeps watching as new statements come in.